Blog
The 7 Systems Every HENRY Needs to Build Real Wealth by 40
The 7 Systems Every HENRY Needs to Build Real Wealth by 45: High earners don’t need more spreadsheets—they need simple systems. Here are the seven financial systems every HENRY (High Earner Not Rich Yet)...
Read MoreThe 90 Minute Annual Financial Review: A HENRY’s Guide to Staying Sane
The 90‑Minute Annual Financial Review: A HENRY’s Guide to Staying Sane: When I meet with clients, I like to say, “You don’t need to think about your finances all year, you just need to think about them once a year, on purpose!....
Read MoreMega Backdoor Roth: The Most Underused Tool for HENRYs (High Earners Not Rich Yet)
If we were sitting at our office table right now: coffee, laptop, maybe a stack of unopened financial statements you swore you’d get to, you might say: “I keep hearing about this Mega Backdoor Roth thing. Should I do it?”
Read More
GAS PRICES!! (Yes, We’re All Feeling It)
GAS PRICES!! (Yes, We’re All Feeling It)Every time headlines start screaming about rising oil prices, it’s hard not to feel like we’ve been transported back to 1980 minus the disco, plus the smartphones. With today’s geopolitical...
Read More
What To Do When the World Feels Scary and Markets Are Falling
What To Do When the World Feels Scary and Markets Are FallingWhen markets feel like they’re racing to the bottom, it’s natural to feel uneasy. But you have far more tools at your disposal than simply “buy low, sell high.” In fact,...
Read MoreShow All
Are You 55 and Thinking About Retirement? Here’s Why a Financial Plan Matters More Than Ever
Are You 55 and Thinking About Retirement? Here’s Why a Financial Plan Matters More Than Ever-If you’re 55 and imagining clocking out for good within the next decade, but you haven’t yet sat down with a seasoned, credentialed financial...
Read MoreWeeknight Struggle Meals! $3!
Weeknight Struggle Meal Specials! $3! One piece of chicken, one piece of broccoli, one corn tortilla, and one other thing! (Satire Headline) In January 2026 the U.S. Agriculture Secretary made headlines by suggesting the meal above...
Read More
Just remember to run through the Finish Line
Just remember to run through the Finish Line. I’ve had a lot of excellent coaches over the years, people who offered wisdom I didn’t fully appreciate at the time. Only later did I realize how many of those lessons were really about life,...
Read More
The Trade-Offs: What a Rate Cap Could Trigger to Borrowers
The Trade-Offs: What a Rate Cap Could Trigger to BorrowersA cap may help borrowers in the short term, but it also changes the economics for lenders. And when the economics shift, so do the products and policies. Tighter Access to...
Read More
The Hidden Costs of Playing It Safe: Navigating Market Volatility with Confidence
Explore the emotional and financial impact of relying on cash equivalents during market volatility. Learn to balance immediate comfort with long-term goals.
Read More
"Why do I own These Fixed Income Assets Anyway?"
Why Do I Own These Fixed Income Assets Anyway??? If you're staring at your portfolio today and wondering, “Why do I own these bonds?” You’re not alone. In a well-diversified portfolio, fixed income assets serve two essential purposes:...
Read More
So the question was....What is tax loss harvesting and why could it be beneficial?
What is tax‑loss harvesting?? Tax‑loss harvesting is the deliberate sale of an investment at a loss to reduce taxable capital gains and, when applicable, lower ordinary taxable income. Properly executed, it converts unrealized paper...
Read More
Two Years of RWM: A Conversation About Who We Serve
If you’d told me back in September of 2023 that we’d be here, two years into building RWM, I might’ve smiled politely and said, “I sure hope so.” But deep down, I knew we were onto something special.
Read More
Celebrating Two Years at RWM Wealth Advisors
Celebrating Two Years at RWM Wealth Advisors It’s been two years since co-founding RWM Wealth Advisors, and what a wonderful ride it has been. Though each of us traveled different roads to arrive here, forging a shared vision and...
Read More
Know Who You Are as an Investor—And Why It Matters More Than You Think
Know Who You Are as an Investor—And Why It Matters More Than You Think Investing isn’t just about numbers, charts, or market trends. It’s about understanding yourself. Over the years, I’ve worked with clients from all walks of life,...
Read More
College Drop Off Planning Tips from a Runner Up "Worlds Best Dad" Hat Owner
It’s officially crying season. This is the time of year where parents pretend that they are not bothered by their first born or even tenth born going to college. There is so much to do to prepare for college, so I'm sharing some tips...
Read More
Considering Leaving Your Financial Advisor? Something Feels Off?
If you've begun to question your relationship with your financial advisor, whether due to poor communication, lack of transparency, confusing recommendations, or growing tension, you're not alone. It's important to recognize that your...
Read More
Legislative Updates: Key Tax Changes Impacting Families Under the “One Big Beautiful Bill”
As we guide clients through strategic tax planning this year, many have raised thoughtful questions regarding the adjustments, additions, and terminations introduced in the recently enacted “One Big Beautiful Bill” (OBBB). While the...
Read More
Key Questions for Selecting a Financial Advisor or Financial Firm
When evaluating potential financial advisors or firms to assist with your financial priorities, consider asking the following: Fiduciary Responsibility; Are you a fiduciary? What does a fiduciary relationship mean for me as a client?...
Read More